Important Disclaimers
Past performance does not guarantee future results.
Financial planning involves risks and individual circumstances vary significantly. Consult with qualified professionals before making financial decisions.
General Disclaimer
This website and its content are provided for informational purposes only and do not constitute professional financial advice.
The information presented on this website is general in nature and may not be suitable for your specific financial situation. We strongly recommend consulting with qualified financial professionals before making any financial decisions. Results may vary based on individual circumstances, market conditions, and other factors beyond our control.
No content on this website should be construed as personalised financial advice, recommendations, or guarantees of specific outcomes.
Limitation of Liability
To the maximum extent permitted by Australian law, we disclaim all liability for any direct, indirect, incidental, or consequential damages arising from:
- Use of information or services provided through this website
- Reliance on any content, advice, or recommendations made available
- Technical issues, interruptions, or errors in service delivery
- Third-party actions or content accessed through external links
Information Accuracy
While we strive to maintain accurate and up-to-date information, we cannot guarantee the completeness, accuracy, or reliability of all content presented on this website.
Important Note
Financial markets and regulations change frequently, and information may become outdated without notice.
Users are responsible for verifying information independently before making financial decisions.
Financial Services Disclaimer
Our financial planning consultation services are provided under Australian financial services regulations.
We provide general financial information and consultation services only. We do not provide specific investment advice, manage funds, or offer guaranteed returns. All financial decisions remain solely your responsibility. Past performance of any financial strategy or approach does not guarantee future results.
Understanding Financial Risks
- Market volatility can significantly impact financial outcomes
- Economic conditions may affect the effectiveness of financial strategies
- Individual circumstances can change, affecting planned financial approaches
External Links Policy
This website may contain links to external websites for your convenience and additional information.
We are not responsible for the content, accuracy, or practices of external websites and do not endorse their services or products.
No Professional Relationship
Accessing this website or using our services does not automatically establish a formal client-advisor relationship.
Formal engagement requires explicit agreement through our consultation process and written confirmation.
Governing Law and Jurisdiction
These disclaimers and our services are governed by Australian law, specifically applicable regulations in our operating jurisdiction.
Local Regulatory Variations
Financial service regulations may vary by state and territory within Australia:
- ASIC regulations apply to all financial services across Australia
- State-specific consumer protection laws may provide additional rights
- Local taxation rules may affect financial planning strategies
Any disputes will be resolved under Australian law in the appropriate state or federal courts.
User Indemnification
By using our services, you agree to indemnify and hold harmless poltheraniqo, its employees, and affiliates from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Severability Clause
If any provision of these disclaimers is found to be unenforceable under Australian law, the remaining provisions will continue to be valid and enforceable.
Modifications to Disclaimers
We reserve the right to update these disclaimers at any time to reflect changes in our services or applicable regulations.
Continued use of our services after modifications constitutes acceptance of updated terms.
Contact Information for Disclaimer Queries
For questions regarding these disclaimers or our services, please contact us:
By using this website and our services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers.
Last Updated: August 23, 2025